Terms of Use

Effective Date: January 1, 2017

We here at First Choice Auto Loan strive to help you end the struggle of finding the perfect auto loan at the best interest rate. In order to help achieve this goal as quickly and efficiently as possible, we collect and utilize consumer information.

Listed below you will find our terms of use for this website. This information may change over time and will be updated accordingly. As such, we encourage you to review this page on a regular basis. If you have any additional questions, comments or concerns about the information contained below, feel free to contact us.

Last Updated 01/01/2017

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.

By using the site, you will be acknowledging that you have reach this agreement and agreed without limitation or qualification, to be legally bound by this agreement and the terms of the company's privacy policy. If you do not agree to these terms, do not access or use this website.

  1. Services:

    First Choice Auto Loan's matching service matches consumers with prospective vendors participating in First Choice Auto Loan's network of auto loan vendors ("participating vendors"). To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, driver's license number and employment information. First Choice Auto Loan's collection and use of this information is subject to this site's Privacy Policy. In order to use this website or the service, you must agree to these terms and conditions as well as the Privacy Policy.

    Once you submit the form(s) to First Choice Auto Loan, we share your information with one or more participating vendors. By submitting the form(s), you understand and agree that you are submitting an inquiry about a loan product to First Choice Auto Loan and each of the participating vendors to whom First Choice Auto Loan transmits your loan request. By submitting the form(s), you are extending an express request to First Choice Auto Loan and each of their participating vendors with whom your information is shared to contact you by any means (including, without limitation, email, telephone, text and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

    Participating vendors who receive your information from First Choice Auto Loan review your information in real-time to determine whether your information meets the vendor's loan qualification criteria. Participating vendors may, among other things, verify your social security number, perform a credit check, and review your information against national databases that tracks consumer transactions with lending institutions. By submitting the form, you agree to allow participating vendors to review, verify, and research your information in such manner.

    First Choice Auto Loan is not a vendor and does not make loan or credit decisions in connection with its loan matching service nor does it guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating vendor. First Choice Auto Loan does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating vendors through the loan matching service are the best terms available in the current market.

    First Choice Auto Loan does not endorse or recommend the products or any particular vendor. It is not an agent of you or any participating vendor. First Choice Auto Loan is not involved with the vendor's use and/or review of your application information or in making a determination about whether you meet a particular vendor's loan qualification criteria. The vendor is solely responsible for its services to you, and you agree that First Choice Auto Loan shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating vendors may keep your application information, whether or not you are qualified for a loan with them.

    First Choice Auto Loan reserves the right to change any information, features and/or functions of the loan matching service without prior notice. First Choice Auto Loan reserves the right to deny you access to all or part of the services without prior notice. It specifically disclaims any responsibility for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond its control.

  2. Disclaimers and Limitations:

    THIS WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS". First Choice Auto Loan EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. First Choice Auto Loan MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEBSITE AND/OR THE First Choice Auto Loan SERVICE IS AT YOUR OWN RISK. First Choice Auto Loan AND/OR ITS PARTICIPATING VENDORS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY CONNECTED WITH THE USE OF THIS WEBSITE AND/OR SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF First Choice Auto Loan OR ITS PARTICIPATING VENDORS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF First Choice Auto Loan, ITS PARTICIPATING VENDORS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

  3. Indemnity:

    As a condition of using this website and/or the services offered herein, you agree to indemnify First Choice Auto Loan and its participating vendors from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this website, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.

  4. Links to Third Parties:

    This website contains links to other websites operated by participating vendors or other third parties. Such links are provided for your convenience and reference only. First Choice Auto Loan does not operate or control any information, software, products or services available on such third party sites. Its inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

    THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP Y OUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. BY USING First Choice Auto Loan'S SERVICES YOU CONSENT TO THESE RESTRICTIONS. IF YOU DO NOT AGREE TO THESE RESTRICTIONS, DO NOT ACCESS THEIR WEBSITE.

  5. General Terms

    These Terms constitute the entire agreement between you and First Choice Auto Loan. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by First Choice Auto Loan to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. First Choice Auto Loan may amend these Terms at any time by posting the amended terms on its website. All amended terms are automatically effective immediately, upon posting.

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